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Travel Insurance



The following organisations are members of TFA, and are committed to offering accessible services and facilities provides an extremely quick and easy way to compare travel insurance from a large panel of providers regardless of your age and medical condition. "Travel insurance for all"

We can help you get the travel insurance cover you need, with no upper age limit, cover for pre-existing medical conditions and various levels of cover.

Click here to get an instant quote online, or if you prefer you can call our UK office on 0800 294 2972.

*OFFER!* 10% discount for users of TFA, click here for details


Insurancewith provides specialist medical travel insurance. Everyone has the right to travel without difficulty due to either an illness or disability, so we do everything that we can within our policies ensuring that customers have their travel insurance needs easily met so that they can fully enjoy their time abroad. 

Insurancewith Travel Insurance – Pre-existing Medical Conditions and Disabilities

Tel: 0845 1639 694          Email: 


Our Travel Insurance

Specialist suppliers of non-standard travel insurance including pre-existing medical conditions, with no upper age limit.

Friendly, personal service giving you peace of mind for your trip!

Quote and buy online Or contact us on 01592 858386 email



Staysure are a Defaqto 5 Star rated company that specialise in providing travel insurance for customers with a wide range of medical conditions. Based in the UK with offices in Northampton and Coventry, the over 50s specialists boast award-winning customer service and also run a thriving travel business.

Tel. 0800 033 4902          Email.


Most standard holiday company insurance policies will not cover pre-existing medical conditions. However there are specialist insurance companies that will do so.

Prior to applying for travel insurance you should contact your doctor for written permission as most insurance companies will not provide coverage if you are travelling against your doctor’s orders. The insurance company will usually ask you to go through a medical screening process.

 Always disclose any pre existing medical conditions. Failure to do so could invalidate any subsequent claim.

From the 1st January 2006 the EHIC can be used to cover any necessary medical treatment due to either an accident or illness. If you are a UK resident, you are entitled to medical treatment that becomes necessary, at reduced cost or sometimes free, when temporarily visiting a European Union (EU) country, Iceland, Liechtenstein, Norway or Switzerland. Only treatment provided under the state scheme is covered.

However, to obtain treatment you will need to take a European Health Insurance Card (EHIC) with you.

For more information visit: EHIC or call 0845 605 0707.

Compare travel insurance for pre existing medical conditions

If you are one of the many who have a pre-existing medical condition then you will be aware of just how difficult it is to find the right travel insurance policy for you at the cheapest possible price.

Fortunately has teamed up with the top specialist travel insurance companies to offer you just that. Using our comparison tool you will now be able to compare travel insurance companies that cover medical conditions as part of their policies.

Travel Insurance Guide

A new guide providing free and unbiased information has been designed to help people save money and make the process of choosing travel insurance as easy as possible.

This impartial guide compares all insurance providers in the UK in one place and advice on types of insurance (including policies for travellers with special needs, such as over 50's, extreme sports etc.) as well as factors that should be considered when looking for an insurance policy.

The guide producers are working with the Foreign & Commonwealth Office as part of their 'Know Before You Go' Campaign to provide travellers with credible information and help them be better prepared for overseas trips.

Below is a list of specialist travel insurance providers that have contacted us to pass on their details to you


A caring and sensitive travel insurance solution for travellers with medical conditions.

Tel: 01892 839 501  Email:

Age UK Travel Insurance

(Age Concern & Help the Aged are now called Age UK). Older travellers generally‚ and more particularly‚ those who have medical conditions‚ find it more difficult to obtain the travel insurance they need.  That's why Age UK Travel Insurance has no upper age limit and will cover pre-existing medical conditions wherever possible.

Tel: 0845 600 3348 (quote ref: ALL 721)          Email: Use contact form on website


AllClear Travel provides medical travel insurance for people with pre-existing medical conditions who find difficulty in getting travel insurance elsewhere, whether it's because of medical conditions, disability or age.  Specialist holiday insurance for worldwide destinations.

Tel: 0845 250 5200          Email:

Diabetes UK Insurance Services

Having received many enquiries from people who, as a result of having diabetes, had trouble getting some insurance products - particularly travel or life insurance - at a reasonable cost, if able to get cover at all...resulted in the creation of our insurance services. 

Tel: 0800 731 7431 


En Route Insurance

As a disabled traveller you may have difficulty finding companies to actually cover you and your holiday.  Invariably, companies do not even quote if they find out you have a pre-existing medical condition. 

We realise you need travel insurance just as much as anybody else - so we provide the cover you need.  Our travel insurance products are available in Single Trip or Annual policy form which means you get cover flexible enough to fit in with your travel plans. 

We offer instant cover and you don't have to complete any forms.

Tel: 0800 783 7245          Email:

Free Spirit Specialist Travel Insurance

Providing cover for people with pre-existing medical conditions is what Free Spirit is all about.  Free Spirit was the first scheme of its type specifically dedicated to those being declined cover elsewhere due to their age or health. It is one of the UK's largest specialist travel insurance schemes and offers cover for all types of medical conditions & disabilities including learning difficulties, Alzheimer's and dementia.

If you need insurance for a forthcoming holiday or trip, simply visit their website or call their specialist UK-based customer services team on 0800 170 7704. They are open Monday to Friday 8am - 6pm, closed Bank Holidays.  

Tel: 0800 170 7704            Email:

Good To Go Insurance provides travel insurance with cover for medical conditions for travellers of any age. We can also cover your travelling companions on the same policy.

Tel: 0844 334 0160          Email:


If you are over 65, we specialise in providing travel insurance for you.

Sometimes, finding a quote for travel insurance if you are over 65 can be frustrating, and time consuming. Many companies, especially on the internet, don't offer this protection to over 65s or senior citizens. We actually specialise in senior citizen travel insurance and would like to offer you cover, and you'll get a decision in seconds with our fast online quote system.

Tel: 0845 8800694          Email: Use contact form on website

MS Society Insurance Services

For people living with a medical condition such as MS, finding the right insurance protection can often be difficult. Multiple Sclerosis Society Insurance Services provides a range of insurance products and financial services that have been developed for people living with MS.

Tel: 0800 783 3157                        Email:


Low cost comprehensive travel insurance for over 50's covering over 250 pre-existing illnesses for no extra cost up to age 80. We also have policies covering up to 85 years! With the best value for money, simple online quote and instant purchase facility - can you afford not to?

Tel: 0845 908 5886          Email: Use contact form on website

The Stroke Association Insurance Services

Having a stroke can affect your chances of getting comprehensive insurance cover, or the cost of your premiums could be much higher than average. So for stroke survivors, finding suitable insurance protection at affordable prices isn't always easy.

Tel: 01603 828 396


Travel Insurance Web

Travel Insurance Web provides travel insurance for people with pre-existing medical conditions.

Tel: 0870 033 9985           Email: Please use contact form on the website

Unique Insurance Services

Unique Insurance Services provides a range of insurance products that have been developed for people living with a heart condition and for their families, carers and supporters of various charities - Alzheimer's Society, Anticoagulation Europe, ASBAH, Asthma UK, British Cardiac Patients Association, British Lung Foundation, British Polio Fellowship, Coeliac UK, Cystic Fibrosis Trust, Dystonia Society, East Anglia's Children's Hospices, MedicAlert, Mencap, MS Trust, Muscular Dystrophy Campaign, Myasthenia Gravis Association, National Autistic Society.

Visit various charities websites or -

Tel: 01603 828210   Email:

World First Travel Insurance

Heading off? Don't go without travel insurance from World First. We are the worldwide travel insurance specialists and have over 35 years of experience providing holiday insurance cover for all kinds of people, going to all kinds of places and doing all kinds of wonderful things. We offer single trip, long stay and multi-trip insurance as well as cheap annual travel insurance for frequent travellers. We also provide exceptional value and medical travel insurance.

Tel: 0345 90 80 161     Email:

Further Information


More information about arranging travel insurance if you are a disabled person can be found on the Directgov website.

(Last Updated: 15-09-2016)